Which act protects individuals from discrimination in housing?

The Fair Housing Act is the legislation that protects individuals from discrimination in housing. Enacted in 1968 and expanded in subsequent years, this act prohibits discrimination based on race, color, national origin, religion, sex, familial status, and disability. Its primary goal is to ensure that all people have the right to purchase or rent housing without facing unfair treatment or bias.

The other options do not focus specifically on housing discrimination. The Equal Employment Opportunity Act deals with employment discrimination in the workplace, rather than housing situations. The Truth in Lending Act primarily addresses issues related to consumer credit and lending practices, ensuring that lenders provide clear information about the costs of borrowing. The Home Mortgage Disclosure Act requires financial institutions to maintain and report data regarding mortgage lending, but again, it does not pertain directly to preventing discrimination in housing.

Understanding how the Fair Housing Act empowers individuals to seek housing without discrimination is crucial for anyone involved in real estate, ensuring compliance and promoting equal opportunities in housing access.